Rent Calculator
How much rent can you afford?
Inputs
$
%
Result
Affordable Rent$1,800.00
Annual Housing Budget$21,600.00
About the Rent Calculator
The Rent Calculator estimates the monthly rent you can afford using the classic 30% rule — housing should not exceed 30% of gross income — with an adjustable percentage for your own budget.
Calculation method
Affordable rent = Gross monthly income × Housing percentage.
Rent = Income × %How to use this calculator
- Enter your gross monthly income.
- Adjust the housing percentage (25% conservative, 30% standard, 35% stretched).
Example
A $6,000 monthly income at 30% supports $1,800 in rent, or $21,600 for the year.
Frequently asked questions
Should I use gross or net income?
Landlords screen with gross monthly income. For personal budgeting, applying the percentage to take-home pay gives a safer number.
Does the 30% rule still work?
In expensive cities, many renters pay 40%+ of income for housing. If you do, keep other categories lean and avoid new debt.
What income do landlords require?
Most require gross monthly income of about 2.5–3× the rent, plus a credit check. Some accept a guarantor or larger deposit as an alternative.
Disclaimer: This calculator is for informational and educational purposes only and does not constitute financial, tax, or legal advice. Consult a qualified professional for decisions specific to your situation.